The UK government has announced a significant increase to the financial maintenance evidence required for all Student visa applicants. This impacts financial planning and raises the cash students must demonstrate to secure their visa. These new rules apply to all applications made on or after 11 November 2025.
The New Financial Mandate: Key Maintenance Figures (Up to 9 Months)
The new UK Student Visa maintenance requirements are calculated for up to nine months of living costs and must be evidenced in addition to your outstanding tuition fees.
For study in London: The new required monthly maintenance is £1,529. This results in a 9-month total requirement of £13,761.
For study outside London: The new required monthly maintenance is £1,171. This results in a 9-month total requirement of £10,539.
The 28-Day Rule: The total required funds (tuition + maintenance) must have been held for 28 consecutive days immediately before the application date. The closing balance must be no older than 31 days before you apply.
Accommodation Offset: You may be able to offset a maximum amount of prepaid university accommodation against the maintenance portion. The maximum offset amount will increase in line with the London rate (£1,529) and must be explicitly confirmed on your Confirmation of Acceptance for Studies (CAS).
Action Plan: How to Prepare for the UK Student Visa Change
To avoid delays or refusal, international students must act now:
Recalculate Savings Target: Use the new £1,529/£1,171 rates to calculate your new total required funds (Tuition + Maintenance).
Ensure Fund Stability: Do not let the required bank balance drop below the necessary total for the full 28-day period.
Review Sponsorship Evidence: If using parental or sponsor funds, ensure you have the required relationship letters and bank statements ready as per Home Office rules.
Consider Early Application: Applicants submitting their student route visa application before 11 November 2025 will be assessed under the previous, lower rates.
Expert Support from Broadmind Consultant
Navigating these complex financial requirements from the 28-day rule to the precise accommodation offset calculations requires expert advice. For a seamless application process and up-to-date guidance on all the intricacies of UK living expenses and maintenance requirements, consider reaching out to BroadMind Consultant.
As your knowledgeable partner, BroadMind Consultant can help you understand the nuances of the new rules, verify your financial documents, and advise you on any complexities to ensure your UK Student visa application is successful and stress-free. Secure your future in the UK by ensuring you have the right expertise on your side.
